Calculated-industries 3416 User Guide Manuale Utente Scaricare il pdf (Pagina 79)

74 — M

ORTGAGE

UALIFIER

LUS

1ST AND 2ND TRUST DEEDS (COMBO LOANS), 61

1st/2nd TD (Combo Loan) Keys, 11

Actual Qualifying Ratios, Solving for, 60

Adjustable Rate Mortgages, 35

Amortization and Remaining Balance, 39

Amortization List for a Range of Payments or Years, 44

Amortization List for Individual Payment(s), 43

Amortization List for Individual Year(s)—Using “Next” Feature, 41

Amortization List for Individual Year(s)—Using Month Offset, 42

Appendix, 70

Appreciation, 26

Appreciation for a Home (Add-on %), 14

ARM Payment—Using Lifetime Cap, 37

ARM Payment—Worst-Case Scenario, 36

Auto Shut-Off, 71

Balloon Payment, 47

BASIC ARITHMETIC EXAMPLES, 13

Basic Operation Keys, 1

Batteries, 71

Bi-Weekly Loans, 47

BUYER QUALIFYING, 51

CALCULATOR SETTINGS, 16

Combo Loan (80:10:10) vs. Fixed-Rate Loan with Mortgage Insurance, 62

Combo Loan (Interest-Only 2nd) vs. Fixed-Rate Loan with Mortgage Insurance, 64

Combo Loan—Entering New LTV, 66

Date Examples, 15

Decimal Place Selection, 16

Decreasing ARM Payment, 38

Default Settings, 70

Error Codes, 70

Estimated Income Tax Savings and “After-Tax” Payment, 33

Examples, 22

Figuring Straight % Commission, 13

Finding APR, Total Finance Charges (Excluding Mortgage Insurance), 45

Finding Loan Amount Based on Sales Price and Down Payment, 28

Future Value, 26

Income Required and Allowable Monthly Debt, 59

Income/Debt Qualifying Ratios, Recalling, 53

Increasing and Decreasing ARM Payment, 38

Interest Rate, Finding an, 24

KEY DEFINITIONS, 1

Loan Amount, Finding, 24

MEMORY, 20

Memory Storage Keys (M0-M6), 21

Monthly Mortgage (P&I) Payment, 23

INDEX

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Calculated-industries 3416 User Guide Manuale Utente Pagina 79

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